Payee is Orangeville Baptist Church (o/a Compass Community Church) (OBC), to whose account the amount of the PAD will be credited.

Payor is the person from whose account the PAD will be debited.

Personal/Household PAD is a PAD drawn on the account of a Payor for charitable donations.

Processing Institution is Scotiabank, the institution performing the PAD.

I/we acknowledge that this authorization is provided for the benefit of OBC and Scotiabank and is provided in consideration of Scotiabank agreeing to process debits against my/our account in accordance with the rules of the Canadian Payments Association.

I/we warrant and guarantee that all persons whose signatures are required to sign on this account have read and agreed to this agreement.

I/we hereby authorize OBC and Scotiabank to draw on my/our account for the purpose of donating to OBC.

This authorization may be cancelled at any time upon notice by the Payor. I/we acknowledge that, in order to revoke this authorization, I/we must provide notice of revocation to OBC, and this notice must be provided thirty (30) days prior to the next due date of the PAD.

I/we acknowledge that provision and delivery of this authorization to OBC constitutes delivery by the Payor to Scotiabank. Any delivery of this authorization to OBC constitutes delivery by the Payor.

I/we and OCB agree to waive the pre-notification requirement set out in Section 11 of Appendix II of rule H1 of the Canadian Payments Association.

I/we undertake to inform OBC, in writing, of any change in the account information provided in this authorization thirty (30) days prior to the next due date of the PAD.

The account that OBC is authorized to draw upon is indicated by a specimen cheque for this account that has been marked VOID and will be provided to OBC.

I/we acknowledge that Scotiabank is not required to verify that a PAD has been issued in accordance with the particulars of the Payor’s authorization including, but not limited to, the amount.

I/we acknowledge that Scotiabank is not required to verify that any purpose of payment for which the PAD was issued has been fulfilled by OBC as a condition to honouring a PAD issued or caused to be issued by OBC on the Payor’s account.

Revocation of this authorization does not terminate any contract for goods or services that exists between the Payor and OBC. The Payor’s authorization applies only to the method of payment, and does not otherwise have any bearing on the contract for goods or services exchanged.

A PAD may be disputed by the Payor under the following conditions: (1) the PAD was not drawn in accordance with the Payor’s authorization; or (2) the authorization was revoked; or (3) pre-notification was not received. The Payor, in order to be reimbursed, acknowledges that a declaration to the effect that either (1), (2), or (3) took place must be completed and presented to the branch of Scotiabank holding the Payor’s account up to and including 90 calendar days in the case of a personal/household PAD, after the date on which the PAD in dispute was posted to the Payor’s account. The Payor acknowledges that a claim on the basis that the Payor’s authorization was revoked, or any other reason, is a matter to be resolved solely between OBC and the Payor when disputing any PAD after 90 calendar days in the case of a personal/household PAD.