Payee is Orangeville Baptist Church (o/a Compass Community Church) (OBC), to whose account the amount of the PAD will be credited.

Payor is the person from whose account the PAD will be debited.

Personal PAD is a PAD drawn on the account of a Payor for charitable donations.

Processing Institution is Scotiabank, the institution performing the PAD.

I/We acknowledge that this authorization is provided for the benefit of OBC and Scotiabank and is provided in consideration of Scotiabank agreeing to process debits against my/our account in accordance with the rules of the Canadian Payments Association.

I/We warrant and guarantee that all persons whose signatures are required to sign on this account have read and agreed to this agreement.

I/We hereby authorize OBC and Scotiabank to draw on my/our account for the purpose of donating to OBC.

I/We acknowledge that this authorization may be cancelled at any time by providing notice to OBC thirty (30) days prior to the next due date of the PAD. The Payor may obtain a sample cancellation form, or further information on their right to cancel a PAD Agreement, at their financial institution or by visiting www.payments.ca. OBC may cancel this PAD agreement on not less than ten (10) days notice to the Payee.

I/We acknowledge that provision and delivery of this authorization to OBC constitutes delivery by the Payor to Scotiabank. Any delivery of this authorization to OBC constitutes delivery by the Payor.

I/We and OCB agree to waive the pre-notification requirement in rule H1 of the Canadian Payments Association if the amount of the PAD will change as a result of a direct action on the part of the Payor requesting the Payee to change the amount of a PAD.

I/We undertake to inform OBC, in writing, of any change in the account information provided in this authorization thirty (30) days prior to the next due date of the PAD. The account that OBC is authorized to draw upon is indicated by a specimen cheque for this account that has been marked VOID and will be provided to OBC.

I/We acknowledge that Scotiabank is not required to verify that a PAD has been issued in accordance with the particulars of the Payor’s authorization including, but not limited to, the amount.

I/We acknowledge that Scotiabank is not required to verify that any purpose of payment for which the PAD was issued has been fulfilled by OBC as a condition to honouring a PAD issued or caused to be issued by OBC on the Payor's account.

I/We have certain recourse rights if any debit does not comply with this agreement. For example, I/we have the right to receive reimbursement for any debit that is not authorized or is not consistent with this PAD Agreement. To obtain more information on my/our recourse rights, I/we may contact my/our financial institution or visit www.payments.ca.

Revocation of this authorization does not terminate any contract for goods or services that exists between the Payor and OBC. The Payor’s authorization applies only to the method of payment, and does not otherwise have any bearing on the contract for goods or services exchanged.